Currency Converter

They're refreshed once a day from Frankfurter, which aggregates official rates from central banks and other official sources worldwide. The date of the rates used is shown on the page.

No — this is the official reference rate. Currency exchanges and banks add their own margin, so the rate you're offered in person will be somewhat worse than what's shown here.

Your chosen display currency is remembered in your browser and used across the cost-of-living and trip-cost calculators too, so you only have to set it once.